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In December 014, the State Bank of Vietnam (SBV) issued the Circular No. 39/2014/TT-NHNN which sets a series of rules banks and non-bank in Vietnam must follow in order to be permitted to offer intermediary payment such as electronic payment portal, cash collection and payment , electronic money transfer , and e-wallet .

Under the framework, organizations looking to provide such services in Vietnam must apply for a license and must comply to a set of requirements regarding risk management, safety guarantee and , among other things. The license comes into force from the date of signing and is effective for ten years.

 

So far, the SBV has granted a license to 27 non-bank organizations:

NAPAS  - NAPAS - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

National Payment Corporation of Viet Nam (NAPAS), a provider of financial switching services and electronic clearing services in Vietnam.

 

 

Viet Nam Payment Solution  - Viet Nam Payment Solution - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete ListViet Nam Payment Solution Joint Stock Company (VNPay), a provider of electronic payment services to more than 40 banks, 5 telcos and thousands of enterprises in Vietnam.

 

 

momo  - momo 150x150 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

Online Service Joint Stock Company (M_Service), an m-commerce company that operates the popular payment application MoMo;

 

 

 

bankpay  - bankpay 300x73 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

Viet Uc Online Service Joint Stock Company (BANKPAY).

 

 

Vietnam Online Service Trade Joint Stock Company (Vietnam Online).

 

payoo  - payoo 300x158 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

Viet Union Online Services Corporation (VIET UNION), the operator of digital payment solution Payoo.

 

 

vietnam esport  - vietnam esport 300x140 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

Vietnam E Sports Development Joint Stock Company (VIETNAM ESPORTS), a esport company that provides the AirPay mobile payment app and the Ocha POS POS system.

 

 

ECPay  - ECPay - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete ListElectricity and Telecommunications Payment Solutions Joint Stock Company (ECPay), a payment services provider in Vietnam which operates the electricity bill payment gateway of Electricity of Vietnam.

 

 

zalopay  - zalopay - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete ListZION Company Limited (ZION), the company operating digital, mobile payment solutions 123Pay and Zalo Pay.

 

 

 

VNPT Electronic Payment  - VNPT Electronic Payment 300x215 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

VNPT Electronic Payment Joint Stock Company (VNPT EPAY), a digital wallet and payment company.

 

 

 

 

iCareBenefits  - iCareBenefits 300x145 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

Viet Phu Payment Services Support Corporation, a company that provides an employee benefit program. It operates iCare Benefits and Mobivi, an e-commerce and electronic transaction processing platform.

 

 

 

BaoKim Electronic Commerce Joint Stock Company  - BaoKim Electronic Commerce Joint Stock Company - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

BaoKim Electronic Commerce Joint Stock Company, an online payment services company.

 

 

Vi Mo Technology Joint Stock Company  - Vi Mo Technology Joint Stock Company 300x145 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

Vi Mo Technology Joint Stock Company, a company offering a mobile payment application called Vimo.

 

 

 

 

Vietnam Multimedia Corporation  - Vietnam Multimedia Corporation - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

Vietnam Multimedia Corporation, a Vietnamese multimedia corporation and the operator of VTC Pay, a digital wallet and payment gateway.

 

 

 

moca mobile payment  - moca mobile payment 300x76 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

Moca Technology and Service Corporation, the operator of the Moca mobile payment application;

 

 

 

FPT Wallet Company Limited  - FPT Wallet Company Limited 300x184 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

FPT Wallet Company Limited, the operator of digital wallet V-FPT and a joint venture between FPT, the largest information technology services company in Vietnam, and the group’s online shopping unit Sendo.vn.

 

 

 

 

mpay.vn  - mpay - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

M-PAY Trade and Technology Services Joint Stock Company, the operator of eMonkey, a multi-functional digital wallet.

 

 

One pay  - One pay 300x137 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

ONEPAY Online Service and Commercial Joint Stock Company, a payment processing company providing payment gateway, payment processing and merchant services.

 

 

 

WEPAY Payment Services Company Limited,  - WEPAY Payment Services Company Limited - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

WEPAY Payment Services Company Limited, a payment gateway provider.

 

 

 

NGANLUONG Joint Stock Company  - NGANLUONG Joint Stock Company - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete ListNGANLUONG Joint Stock Company, a joint venture of MOL AccessPortal Co., Ltd and Peacesoft Solutions Corporation that provides online payment services.

 

HI-TECH Security and Development Investment Company Limited.

 

ONEPAY Online Service  - ONEPAY Online Service 300x174 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

 

1PAY Joint Stock Company, a digital payment platform provider targeting the broader Southeast Asian region.

 

 

VNPT Media Corporation  - VNPT Media Corporation 300x128 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

VNPT Media Corporation (VNPT – Media), a subsidiary of the Vietnam Posts and Telecommunications Group (VNPT) and the operator of VNPT Pay, an electronic payment platform.

 

 

monpay  - monpay 300x78 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete ListPeople Care Joint Stock Company, the company behind MonPay, a social payment platform and digital wallet.

 

 

 

Viettel Group  - Viettel Group 150x150 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete List

 

Viettel Group, Vietnam’s largest mobile network operator, which also operates an online payment platform.

 

 

 

Vinatti  - Vinatti - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete ListVina Investment Development and Technology Transfer Company Limited(VINATTI),  help enterprises to maximise the power of internet and information technology in business development.

 

 

vietnammobile  - vietnamobile 300x180 - 27 Non-Bank Organizations Licensed To Provide Payment Services In Vietnam: The Complete ListVietnam Mobile – Based Services Company Limited(VIMASS), is a fast-growing mobile communications service operator in Vietnam launched in 2009.

 

 

 

Featured image via Pixabay

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