Do you run an insurance company?
Have you ever thought to develop an app for your business?
Today, having a mobile application for your insurance company has the same kind of societal pressure that having a website did at the 90s.
Mobile apps have transformed the way insurance companies harness the collective power and insights of both their onsite and remote workplace, making use of mobile technologies to boost the efficiency of business processes.
Moreover, a right mobile solution can help companies to improve decision-making in the office and in the field and providing precise information in real-time.
There are various insurance companies and agencies that are partnering with a trusted mobile app development company to develop their own insurance application so that they can make cooperation with their customers user-friendly.
Rather than waiting for a customer representative to answer the call and solve their query, customers can get an instant assistance regarding any of their problem using an insurance application.
Here are the top 10 Health Insurance Companies Of U.S That Are Having Benefit Of Using Insurance App:
1. UnitedHealth Group
UnitedHealth Group is an individually diversified health and well-being company based in Minnetonka, Minnesota. Offering a comprehensive range of healthcare services and products through UnitedHealthcare and Optum, the company serves more than 70 million people throughout the United States.
Being a leading health insurance company in U.S., UnitedHealth Group has launched its own insurance application, named Health4Me, approximately five years back to Medicaid beneficiaries in 17 different states. The application allows customers to access important health information anytime and anywhere.
Using the Health4Me app, people can easily register in UnitedHealthcare Medicaid plans to easily manage their health benefits and navigate the health system, including:
- Track processed claims
- Access to personal coverage health details like a digital ID card, member handbook, etc.
- Get required health information from a nurse
- Review their care history.
- Locating nearby hospitals, medical facilities, and physicians.
After launching this application, the company got a huge attention from people as the app has been downloaded more than 1.4 million times. Moreover, 13+ million UnitedHealthcare plan participants enrolled in employer-sponsored health apps through the application. You can imagine how much benefit company is getting after providing an app to its customers.
Anthem is a leading health insurance company based in the U.S. The company is dedicated to developing the technology, solutions, and programs that give consumers a greater access to care, working with providers to make sure a quality healthcare experience for consumers.
The company launched its own Anthem Anywhere mobile application, enabling members to find nearby urgent care centers, ERs, doctors and pharmacies that covered by a member’s insurance plan. The app gives an instant access to members of their ID card that can be emailed from the application. The Anthem application allows:
- Log-in easily and securely with Touch ID.
- Gives an estimated cost so you can plan ahead.
- Securely send and receive messages about your plan.
- Check copays, deductible and more.
- View ratings and reviews.
So far, the application has been installed more than 1,000,000 by people across U.S.
3. Humana Group
Humana Group is a for-profit health insurance company that is based in Louisville, Kentucky. In the year 2013, the company ranked 73 on the Fortune 500 list that made it as the highest-ranked company in Kentucky in terms of revenue. Nation-wise, Humana Group has been the third largest health insurance.
The company has launched its own Humana’s Enrollment Document Transmitter application that is mainly designed for brokers and agents to send enrollment documents/application to Humana for processing. The app offers following features to its users:
- Smart image or option for user to choose manual capture
- Requires internet connectivity
- Allows to send up to give documents (20 pages per document) in a single transmission.
- On-device encryption for images.
Founded in 1853 in Hartford, CT, Aetna is a popular health insurance company that is committed to delivering individuals, employers, health care professionals, producers and others with enormous benefits, products and services.
To connect with its customers directly and solve their queries, Aetna launched an insurance mobile app that keeps your health care at your fingertips. You can check the status of a claim when you are at your doctor’s office.
In case, if you forgot about your Aetna ID card, you can show the staff your virtual card right on your phone. The app’s feature makes use of your GPS function to help you no matter where you are – at home or at work while travelling for vacation or business.
A map will give you turn-by-turn directions. Aetna application will also deliver following features:
- Look up Claims: Users of the app can see their most recent claims. Get a complete view of each one or they can also search for medical, dental and pharmacy claims by date or member name.
- Check Your Personal Health Record: If your plan is offering a personal health record, you can check your alerts & reminders, emergency information and medications. If required, you can share data with your healthcare team.
- Check Your Member ID Card: Check your front and back of your ID cards and it is handy when you forgot your card.
Health insurers with the application can text, send photos or video chat with an emergency doctor and it is a guaranteed a response within three minutes. With such innovative people, a lot of people got attracted towards Aetna health insurance.
BCBSTX (Blue Cross and Blue Shield of Texas) is the biggest customer-owned health insurance company in the Texas. Offering a wide variety of health insurance products and related services, through its operating divisions and subsidiaries, the company is well-known for doing everything in power to stand with its members.
For its customers, the company has launched an application named “BCBSTX” that offers an access to the Blue Cross and Blue Shield of Texas member information and resources. Equipped with enormous features, the application allows to view claims overview and line item details. Users can
- Find an in-network doctor, hospital or facility.
- Estimate the costs of procedures, tests, and treatments.
- View patient reviews and average wait time.
- Look for a nearby urgent care facility.
6. Independence Blue Cross Group
IBCG (Independence Blue Cross Group) is the top health insurance company that based in Philadelphia. The company is serving more than 8.5 million people in more than 24 states and Washington, D.C, including 2.5 million in the region.
The main mission of the company is to build healthier lives for your you and your family, and therefore, the company has launched IBX application that helps users to make the most of their Independence Blue Cross health plan.
The application has been with top features that give an easy access to users’ health care coverage 24/7, wherever they are. Using application, users can access:
- Huge information about their plan and other health plans and products.
- Check, share or order a new ID card.
- Look for a doctor or hospital and change their primary care physician.
- View most recent claims and any open referrals.
- Find or price a prescription drug.
7. Blue Shield of California
Blue Shield of California is the top health insurance plan provider that founded in 1939 and based in San Francisco, California. The company serves more than 4 million health plan members and nearly 65,000 physicians across the state.
Blue Shield of California launched an insurance application for its customers to manage their health care from anywhere. With the application, users can view their ID card, search for doctors, track their claim information and know enormous benefits. Moreover, the application allows:
- Improved 24/7 customer service
- Easy-to-access information about plans
- Track the status of your plan usage, including deductibles and copayments
- View your benefits, including information on custom benefits, general exclusions and benefit maximums
8. Molina Healthcare
Molina Healthcare, a Fortune 500, multi-state healthcare organization that arranges for the delivery of healthcare services and delivers health information management solutions to nearly five million individuals and families, who got their care through Medicaid, Medicare and other government-funded programs in fifteen states.
Molina HealthinHand is a mobile application for its customers, enabling them to manage their health anytime, anywhere. Obtainable for all the states and plans, members of the company can sign into the app using “My Molina User ID and Password to access secure features like:
- Check their Member ID Card
- Use the nurse advice Line to get the care you need
- View your benefits and eligibility
- Look for a new doctor, change your doctor or view your doctor’s contact information.
- Pay your bill and use nurse advice line to get the care you need.
9. Carefirst Inc. Group
One of the most popular companies Carefirst Inc. is the largest health insurance service provider in the Mid-Atlantic region, serving more than 3.2 million members. The company has launched the nation’s biggest Patient-Centered Medical Home (PCMH) program of its kind.
To deliver its customers with advanced services, the company launched Carefirst mobile application that allows its members to manage their health insurance through their mobile devices by delivering a safe, secure and personalized information on items ranging from claims to deductibles, ID cards, etc.
Moreover, the application allows users with following facilities:
- Members can register for CareFirst’s secure member site, my account and maintain their account.
- Communicate with the expert in case if they have any query.
- Downloadable ID cards
- Get information about claims, deductibles, etc.
10. Centene Corporation
Centene Corporation is the largest publicly-traded company and a leading multi-line healthcare enterprise that serves as a major intermediary for both government-sponsored and privately-insured healthcare programs.
Currently, the company is working with more than 12 million members in 28 states with government-sponsored healthcare programs and implementations. The company has also launched a mobile insurance application so that it can directly with them and serve them better.
So, these are 10 biggest health insurance companies in U.S that are delivering top and advanced health insurance services to its customers. The companies have developed insurance apps so that they can allow their customers to access information about plans, claims, deductibles, connect with customer care representative for their query, etc.
Top Insurance Startups That Have Raised Highest Funding Worldwide
Across the world, the number of insurance startups is entering the insurance market, and amount invested by venture capital in these insurance startups is also growing. Below are some of the insurance startups that have raised highest funding worldwide:
- Clover Health
Clover Health was started in 2014 and the startup has raised up to $295 million in four different investment rounds, including some of the most popular US investment funds, comprising Sequoia Capital, First Round, and Greenoaks Capital that led the latest collection in 2016 and resulted in $160 million.
Shanghai-based ‘ZhongAn’ is an Internet-based insurance company that founded in 2013. It is the first online-only insurance company that features the sale of policies exclusively through the web. In 2015, the company achieved a unique $900 million investment with an appraisal of more than $8 billion, also based on the fact that the company already accounted for $4.1 million in 2014, offering over 200 insurance products, with more than 3.6 billion policies subscribed by 369 million customers.
- Oscar Health
Founded in New York, Oscar Health is taking the benefit of the right moment created by ObamaCare. It is a new type of insurance company in b2c, addressing all private users, who do not have health insurance coverage through the employment contract. So far, the company got total funding of $727,500,000 that is an extremely big number in the insurance industry.
Why Should Insurance Companies Develop Insurance App?
Any insurance company can get a maximum number of benefits by developing an insurance mobile apps that can improve their work process and customer experience.
By implementing mobile technology into the insurance business, businesses can give an effective tool to their customers, eliminating the need for an agent to visit their place, and insurance app will work as a channel for your customers to reach you at any time and from anywhere.
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